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X-Border - Global Settlement Rails
by FinFan Company
byFinFan Company
byFinFan Company
byFinFan Company

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Unified Payments

X-Border

Unified Payments

Global Settlement Rails

X-Border builds the connection layer between financial networks.

Unified Payments

From banks to fintechs.From payment rails to digital asset rails.From international money flows to settlement systems in Vietnam.

01

Metallic identity symbol

Complex procedures

Paperwork and SWIFT/IBAN requirements can create additional friction for senders.

02

Metallic business case

Complex procedures

Paperwork and SWIFT/IBAN requirements can create additional friction for senders.

03

Metallic globe

Complex procedures

Paperwork and SWIFT/IBAN requirements can create additional friction for senders.

01

Metallic identity symbol

Complex procedures

Paperwork and SWIFT/IBAN requirements can create additional friction for senders.

02

Metallic business case

Complex procedures

Paperwork and SWIFT/IBAN requirements can create additional friction for senders.

03

Metallic globe

Complex procedures

Paperwork and SWIFT/IBAN requirements can create additional friction for senders.

Why businesses choose X-Border

X-Border operates within an ecosystem of governments, financial institutions, technology partners, and payment networks.

John Pham

Awesome work!!!

Helps route money through the most suitable rails instead of relying on a single route.

X-Border

Perfect!

John Pham

John Pham Founder at Cathay Pacific

Enterprise Grade

Helps route money through the most suitable rails instead of relying on a single route.

Helps route money through the most suitable rails instead of relying on a single route.

John Pham

Awesome work!!!

Helps route money through the most suitable rails instead of relying on a single route.

X-Border

Perfect!

John Pham

John Pham Founder at Cathay Pacific

Enterprise Grade

Helps route money through the most suitable rails instead of relying on a single route.

Helps route money through the most suitable rails instead of relying on a single route.

John Pham

Awesome work!!!

Helps route money through the most suitable rails instead of relying on a single route.

X-Border

Perfect!

John Pham

John Pham Founder at Cathay Pacific

Enterprise Grade

Helps route money through the most suitable rails instead of relying on a single route.

Helps route money through the most suitable rails instead of relying on a single route.

John Pham

Awesome work!!!

Helps route money through the most suitable rails instead of relying on a single route.

X-Border

Perfect!

John Pham

John Pham Founder at Cathay Pacific

Enterprise Grade

Helps route money through the most suitable rails instead of relying on a single route.

Helps route money through the most suitable rails instead of relying on a single route.

John Pham

Awesome work!!!

Helps route money through the most suitable rails instead of relying on a single route.

X-Border

Perfect!

John Pham

John Pham Founder at Cathay Pacific

Enterprise Grade

Helps route money through the most suitable rails instead of relying on a single route.

Helps route money through the most suitable rails instead of relying on a single route.

John Pham

Awesome work!!!

Helps route money through the most suitable rails instead of relying on a single route.

X-Border

Perfect!

John Pham

John Pham Founder at Cathay Pacific

Enterprise Grade

Helps route money through the most suitable rails instead of relying on a single route.

Helps route money through the most suitable rails instead of relying on a single route.

Our vision

X-Border creates value through solutions

X-Border operates within an ecosystem of governments, financial institutions, technology partners, and payment networks.

Transaction visibility
Transaction visibility interface

Transaction visibility

Paperwork, SWIFT/IBAN codes, and supporting document requirements can add more steps than necessary to a simple transaction.

Other Platform

Complex procedures

Paperwork, SWIFT/IBAN codes, and supporting document requirements can add more steps than necessary to a simple transaction.

With X-Border

Fast & Simple

A ready-to-use payment process with fewer operational steps.

  • Complete and ready-to-go payment processing
  • No coding required
  • Built-in PCI compliance
Customer making a digital payment
Other Platform
Digital-first journey
Digital-first journey interface

Digital-first journey

Paperwork, SWIFT/IBAN codes, and supporting document requirements can add more steps than necessary to a simple transaction.

Other Platform

Complex procedures

Paperwork, SWIFT/IBAN codes, and supporting document requirements can add more steps than necessary to a simple transaction.

With X-Border

Fast & Simple

A ready-to-use payment process with fewer operational steps.

  • Complete and ready-to-go payment processing
  • No coding required
  • Built-in PCI compliance
Customer using a digital-first payment journey
Other Platform
Flexible payout
Flexible payout interface

Flexible payout

Paperwork, SWIFT/IBAN codes, and supporting document requirements can add more steps than necessary to a simple transaction.

Other Platform

Complex procedures

Paperwork, SWIFT/IBAN codes, and supporting document requirements can add more steps than necessary to a simple transaction.

With X-Border

Fast & Simple

A ready-to-use payment process with fewer operational steps.

  • Complete and ready-to-go payment processing
  • No coding required
  • Built-in PCI compliance
Customer receiving a flexible payout
Other Platform
Identity-based flow
Identity-based money flow interface

Identity-based flow

Paperwork, SWIFT/IBAN codes, and supporting document requirements can add more steps than necessary to a simple transaction.

Other Platform

Complex procedures

Paperwork, SWIFT/IBAN codes, and supporting document requirements can add more steps than necessary to a simple transaction.

With X-Border

Fast & Simple

A ready-to-use payment process with fewer operational steps.

  • Complete and ready-to-go payment processing
  • No coding required
  • Built-in PCI compliance
Customer using an identity-based money flow
Other Platform

Payment methods

Accept virtually every type of payment, including local and domestic cards that your customers know and trust.

Cards

Cards

Accept the most popular and trusted domestic card schemes, plus convenient prepaid card options.

Bank transfers

Bank Transfers

Simplify transactions with ACH, SEPA, or SWIFT. Instant payments include RTP, SEPA Instant, and more.

Digital wallets

Wallets

Accelerate checkouts with wallets that digitally store credit and debit cards, including PayPal, Skrill, Neteller, and VTC.

Cryptocurrencies

Cryptocurrencies

Let consumers pay using leading cryptocurrencies while you settle in fiat.

Cash-based vouchers

Cash-based Vouchers

Reach unbanked consumers by enabling them to pay bills and make online purchases in store with cash.

Buy now, pay later

Buy Now, Pay Later

Get paid upfront and offer flexible instalment payments with terms that suit your customers' budget and schedule.

Blogs

Point of sale solutions perfected

Fully certified for EMV and contactless with full encryption, point-to-point encryption (P2PE), and compliance with PCI standards.

Architecting a Secure Digital Finance Corridor: X-Border’s Commitment to National Data Security and ComplianceMost read
FintechJul 24, 2026

Architecting a Secure Digital Finance Corridor: X-Border’s Commitment to National Data Security and Compliance

X-Border strengthens national digital trust by aligning its technology ecosystem with Datatrust’s RegTech infrastructure to secure the future of digital assets.

Stablecoin And The Future Of Trade Finance: Opportunities To Reinvent Cross-Border Payments In VietnamMost read
SandboxJul 24, 2026

Stablecoin And The Future Of Trade Finance: Opportunities To Reinvent Cross-Border Payments In Vietnam

Stablecoins are transitioning from controlled experimental mechanisms to real-world payment infrastructure, opening up new prospects for global trade finance.

View more