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X-Border - Global Settlement Rails
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X-Border Global Settlement Rails

Industries

MTOs & PSPs

Connect your MTO / PSP system to X-Border's multi-rail settlement infrastructure.

Cross-border settlement infrastructure for MTOs and PSPs

Expand international remittance and payment services with infrastructure connected to multiple settlement rails — from banks and local payment networks to digital-asset rails.

Explore the settlement flow

Built for businesses moving money across borders.

MTOs and PSPs need to expand into multiple markets, but often face a fragmented infrastructure landscape:

MTOs / PSPs → X-Border → Local Financial Infrastructure

MTOs / PSPs|
X-Border|
Local Financial Infrastructure|
MTOs / PSPs|
X-Border|
Local Financial Infrastructure|
MTOs / PSPs|
X-Border|
Local Financial Infrastructure|
MTOs / PSPs|
X-Border|
Local Financial Infrastructure|

01/

X-Border provides a settlement infrastructure layer connecting these systems.

02/

It does not replace existing payment systems.

03/

X-Border connects and orchestrates them.

04/

X-Border connects and orchestrates them.

Multiple

  • Banks
  • Payment networks
  • Payout partners
  • Currencies
  • Settlement processes
BUSINESS OUTCOME

What MTOs & PSPs need

Expand into new markets

Connect to local financial infrastructure without building an entire network from scratch.

Track fund flows

Observe transaction and reconciliation status throughout the settlement lifecycle.

Cross-border payouts

Reach recipients through bank accounts, QR, wallets, cards, and suitable local payout channels.

Simplify operations

Reduce integrations and operational layers between internal systems and local partners.

See how a cross-border transaction is settled.

Explore the settlement flow

Step 1

INITIATE PAYOUT

MTO / PSP

Submit the payout instruction through one connection to X-Border.

Step 2

ROUTE TRANSACTION

X-Border

Route the transaction through the appropriate market and settlement path.

Step 3

SETTLEMENT RAIL

Settlement rail

Move funds across the rail selected for the transaction and market.

Step 4

LOCAL NETWORK

Local network

Complete delivery through the recipient's local financial infrastructure.

Connected to the financial ecosystem.

  • BIDV
  • Circle
  • FPT Pay
  • Ripple
  • Visa
  • VNPAY

Built with financial partners across markets.

METRICS

80+80+

Financial Partners

180+180+

Markets

15+15+

Years of Experience

XX+

Settlement Rails

XX+

Transactions Processed

XX+

Settlement Volume

POSITIONING

Not a new payment rail. An infrastructure layer connecting existing rails.

X-Border does not replace today's financial systems. We connect them.

FIAT

Banking & Traditional Payment Rails

Banks and traditional payment networks.

DIGITAL ASSET

Digital-Asset-Enabled Settlement

Stablecoins and digital assets as an additional settlement rail.

LOCAL PAYMENT

Local Payment Networks

QR, wallets, cards, and local payout networks.